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Additional Cards Cards issued on an account not in the primary or secondary name.

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Automatic Payment A free service which automatically makes credit card payments by transferring funds from your checking or savings account to your Wells Fargo credit card account.

Get details about Automatic Payment Available Credit The amount of unused credit available.

Available credit is computed by subtracting the outstanding balance from your total credit line. Balance Transfer Allows you to use the available credit on one credit card and pay off another, ideally with a lower cost. Billing Cycle The number of days in the billing period.

Average Daily Balance The average balance for each day in the billing period, calculated by adding all daily balances together and dividing that total amount by the number of days in the billing period. A checking or savings account balance refers to the amount of money in a particular account. It includes the day after the previous close date through the current closing date of the account.

Please remember that you are responsible for all charges made to the card in addition to any balance transfers and cash advances, including any Overdraft Protection amounts advanced, made by any additional cardholders added to the account.

Annual Fee A fee that may be charged once a year for maintaining an account and for any special services, depending on the specific terms of your card account.Annual Percentage Rate (APR) The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance.Authorization The approval by the credit card issuer for a merchant or another affiliate to complete a credit card transaction.Cardholder Agreement The Cardholder Agreement details the Terms and Conditions of your credit card account and includes information such as the rate, fees and other cost information associated with the account.Cash Advance A cash advance is an advance of funds from your card account.Cash advances are typically more expensive than other credit card transactions and fees may also apply to each cash advance taken on an account.

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